Get real about your budget with the tried and tested 652015 ratio. Heres how properly allocating a monthly salary of R30,000 can help you reach your goals.
R19,500 65 for NEEDS, including housing, food, transportation, basic utilities, insurance, and child care.
R6,000 20 for SAVINGS or GOALS, including emergency and retirement funds.
R4,500 15 for WANTS, including monthly subscriptions, travel, entertainment, and meals out.
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