Homeowners insurance covers everything that is permanent and immovable within the boundary of your private property. It includes, but is not limited to, the fixtures and fittings inside the house, perimeter walls, outbuildings, garages, electrical gates, swimming pools, as well as the motors and pumps that power them.
There are different types of home insurance policies, so make sure yours is tailored to your unique needs. Ask your broker to discuss your policy with you.
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